Structure. Integrity. Congruence.
SCOPE OF PRACTICE, TERMS OF SERVICE & PRIVACY POLICY
Last updated: January 1, 2026
Clear professional boundaries. Transparent standards.
Exact scope of practice—defined without ambiguity.
PROFESSIONAL STANDARDS AND SCOPE OF PRACTICE
All work conducted under The Lucrative Voice™ and The Lucrativity System™ operates exclusively within the domain of business architecture and behavioral income diagnostics.
Depending on the client’s needs and the agreed-upon scope of engagement, sessions may include coaching-style inquiry, consulting-style strategic prescription, or applied structural calibration. All such work remains confined to architectural analysis of income behavior, business structure, earning-model integrity, and decision-making function under pressure.
This practice is not therapy, psychotherapy, counseling, clinical treatment, medical care, legal counsel, or regulated financial advice of any kind.
Nothing here evaluates, diagnoses, treats, prevents, or cures any psychological, psychiatric, medical, or mental health condition. No aspect of this practice is intended to function as mental health care, emotional treatment, or clinical intervention.
While clients may experience emotional, cognitive, or psychological shifts as clarity increases and pressure is removed from business decision-making, any such effects are incidental byproducts of structural business work—not the result of a therapeutic process, diagnosis, or treatment.
Nothing in this practice provides or replaces financial planning, budgeting advice, debt counseling, investment recommendations, accounting services, tax strategy, securities guidance, or other regulated financial services.
This practice does not act as a fiduciary, financial advisor, investment adviser, broker, dealer, tax professional, or attorney, and holds no fiduciary duty in any capacity.
This practice does not emulate, align with, or endorse the methods, philosophies, or instructional approaches of financial gurus, budgeting personalities, or finance influencers. This practice focuses exclusively on structural income behavior and business-model integrity, not prescriptive financial directives or asset-level decision-making.
Strategic discussions or recommendations related to pricing, offers, revenue models, compensation design, resource allocation, or business structure are provided solely as general business-consulting insights based on observed structural and behavioral patterns. These insights do not constitute individualized financial planning, portfolio management, investment advice, tax guidance, or legal strategy, and should not be relied upon as such.
Clients retain sole responsibility for all financial, tax, legal, regulatory, medical, and compliance-related decisions and actions, including adherence to applicable laws and regulations.
Clients are encouraged to consult and work in parallel with appropriate licensed professionals—such as attorneys, accountants/CPAs, enrolled agents, payroll providers, HR or employment counsel, financial advisors, and medical or mental health professionals—where relevant. This practice is designed to complement—never replace—those regulated disciplines. This practice bears no responsibility for consequences arising from a client’s decision not to engage such professionals when advisable.
Any business, financial, tax, legal, employment-law, personnel-compliance, intellectual-property, contractual, regulatory, insurance, or medical consequences fall entirely outside the scope of this practice. This remains true even when such factors intersect with or influence structural income behavior.
Responsibility for providing structural diagnostic insight and architectural business analysis lies within this practice. Responsibility for interpretation, implementation, decision-making, compliance, and all resulting outcomes lies exclusively with the client and any licensed professionals they engage.
No specific financial, business, or income outcomes are guaranteed. Structural diagnostics increase clarity and probability, not certainty. All outcomes depend on client implementation, professional decisions, market conditions, legal and tax realities, operational capacity, and external factors beyond the control of this practice.
By maintaining explicit and deliberate boundaries, this practice remains precise, ethical, non-clinical, non-fiduciary, and effective.
© 2026 Brian Witkowski, DMA
Behavioral Architect of Income Intelligence
Integrity is not a vibe, and it's not just a value—
INTEGRITY IS INFRASTRUCTURE
The Five Standards for Integrity in Business ensure every engagement is structurally sound, ethically clean, and economically congruent.
TERMS OF SERVICE
Last updated: January 1, 2026
Plain-English Summary (not a substitute for the terms):
By using our services, you agree to act with integrity, respect our intellectual property, and understand that results depend on your own decisions and implementation. All sales are final.
1. Parties & Acceptance
These Terms govern your access to and use of services, products, websites, and materials operated by Lucrative Living, LLC D.B.A. The Lucrative Voice (“Company,” “we,” “us,” or “our”). By booking, purchasing, or using our services, you agree to be bound by these Terms.
2. Eligibility
You must be 18 years or older to use our services. You confirm that any information provided is accurate and lawful.
3. Scope of Services & No Professional Advice
4. Purchases & Payments
- Payments are processed securely via third-party providers (e.g., Fons, Stripe, CashApp).
- You authorize Company and its processors to charge your payment method.
- You are responsible for any applicable taxes, fees, or charges.
5. Refunds & Cancellation
- All sales are final and nonrefundable.
- Sessions may be rescheduled with at least 24 hours’ notice.
- Unused session credits expire 90 days from purchase.
- Missed or late-cancelled sessions are forfeited.
6. Intellectual Property
All materials, frameworks, and assets—including The Lucrativity System™, Lucrativity Compass™, Grow Your Money Voice™, Grow Your Business Voice™, Selling Beyond the Performance Matrix™, The Elite Business Voice™, Lucrative Elite 1:1™, Lucrative Elite: Legacy™, Lucrative Elite: Enterprise™ and all related content—are the exclusive property of Lucrative Living, LLC D.B.A. The Lucrative Voice™. You may not copy, distribute, or reuse our IP without expressed written consent.
7. Testimonials, Case Studies, & Results
Testimonials and Case Studies are real experiences but not guarantees. Your outcomes depend on your decisions, circumstances, market conditions, and implementation.
8. Acceptable Use
You agree not to misuse the Service, engage in fraudulent activity, or infringe on Company IP.
9. Accessibility Statement
We strive to make our materials and services usable by as many people as possible. If you encounter barriers accessing our content, please email hello@thelucrativevoice.com with your request, and we will work with you in good faith to provide reasonable access or accommodation.
10. Inclusion Statement
We serve entrepreneurs and leaders based on the integrity of their work, not personal categories. Our standards rest on structural behavior, ethical practice, and economic clarity. Anyone committed to ethical earning practices is welcome here, regardless of background, identity, or belief.
11. Disclaimers of Warranties
The Service is provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness, and non-infringement.
12. Limitation of Liability
To the fullest extent permitted by law, Company shall not be liable for indirect, incidental, consequential, or punitive damages. Total liability shall not exceed the amount you paid in the 90 days preceding a claim.
13. Indemnification
You agree to indemnify and hold harmless Company and its officers, employees, and contractors against claims arising from your use of the Service or violation of these Terms.
14. Governing Law & Disputes
These Terms are governed by Michigan law. Venue lies in Michigan state or federal courts unless arbitration is mutually agreed.
15. DMCA Policy
If you believe material on this site infringes your copyright, please notify us at hello@thelucrativevoice.com with the required details under the DMCA. We may remove content in response to valid notices.
16. Affiliate Disclosure
From time to time, we may recommend books, tools, or services. If we receive affiliate compensation, it will be disclosed. Recommendations are made only for resources we believe provide genuine value.
17. Changes
We may revise these Terms at any time. Continued use of our Service indicates acceptance.
Contact: hello@thelucrativevoice.com
Business Location: Southfield, Michigan
EARNINGS DISCLAIMER
We believe in ethical business practices and structural clarity. Our services are designed to help you align behavior, income, and business models. We do NOT guarantee results or future earnings. Any figures mentioned are illustrative only. Your results depend on your actions and circumstances. By engaging with us, you are in agreement that we are not responsible for your outcomes.
The Five Standards for Integrity in Business govern every engagement.
PRIVACY POLICY
Last updated: January 1, 2026
1. Who We Are
Lucrative Living, LLC D.B.A. The Lucrative Voice, Southfield, Michigan.
2. Data We Collect
- Contact info (name, email, phone, billing).
- Booking & transaction details (session history, purchases).
- Assessment & program responses.
- Usage data (IP, browser, analytics).
- Communications (emails, surveys, testimonials with consent).
3. How We Use Data
- Deliver services according to the above or the agreed upon scope.
- Process bookings and payments.
- Provide client support.
- Send essential and optional communications.
- Maintain site security and compliance.
4. Sharing & Processors
We do not sell your data. We use processors like Fons, Stripe, PayPal, GoDaddy, Substack, and Google Analytics under confidentiality terms.
5. Retention
Data is retained as long as needed for service, legal, or contractual purposes.
6. Your Rights
- Access, correct, or delete your data.
- Object to processing in certain circumstances.
- Withdraw consent for marketing anytime.
Requests: security@thelucrativevoice.com.
7. GDPR / CCPA Notice
If you are in the EU, UK, or California, you may have additional rights, including data portability, right to opt-out of sale of personal information, and right to lodge complaints with regulators. Contact us to exercise these rights.
8. Security
We use commercially reasonable safeguards, but no system is 100% secure. You provide data at your own risk.
9. International Transfers
Data may be processed in the U.S. We apply safeguards for international transfers where required.
10. Children
We do not knowingly collect data from individuals under 18.
11. Updates
We may revise this Privacy Policy; continued use indicates acceptance.
Contact: security@thelucrativevoice.com
Cookie Notice
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STRUCTURE. INTEGRITY. CONGRUENCE. IN YOUR INBOX.
Created by Brian Witkowski, DMA — Behavioral Architect of Income Intelligence and originator of The Lucrativity System™, the first publicly documented operational framework for structural income congruence. Read the White Paper
Disclaimer: Results vary. The testimonials and examples shared reflect individual experiences and are not guarantees of specific outcomes.
Your success depends on your own commitment and capacity to implement the work.
Click here for the full Scope of Work, Terms of Service & Privacy Policy.
This work is protected. The Lucrative Voice™, The Lucrativity System™, Grow Your Business Voice™, Grow Your Money Voice™, Selling Beyond the Performance Matrix™, The Elite Business Voice™, Lucrative Elite 1:1™, Lucrative Elite: Legacy™, Lucrative Elite: Enterprise™ and all associated language and frameworks are original to The Lucrative Voice™ and may not be copied, echoed, or repurposed without expressed written permission.
Copyright © 2026 The Lucrative Voice